Survivors referred to the Small Business Administration must apply with SBA even if they feel they cannot afford or do not want a loan in order to receive some FEMA assistance.
Whether a loan is wanted or not, the SBA loan application may trigger additional grant assistance through FEMA’s Other Needs Assistance (ONA) program, administered by the state of California.
Some of these additional FEMA grants could include reimbursement for lost personal property, vehicle repair or replacement, moving and storage expenses.