Duplication of benefits refers to assistance from more than one source that is used for the same activity. In this instance, a duplication of benefits would occur if a property is cleared by FEMA and the property owner was paid by their insurance company for the removal of that debris (the same activity). A duplication of benefits would not occur if FEMA cleared a property and the owner paid expenses to complete the debris removal and the owner was paid insurance funds for the additional expenses.